The Lamm Team MortgageOne, Inc. · Redding branch · NMLS #898812 (530) 282-1166

Terms of Use

Last updated: November 2026

This website is operated for the Lamm Team, the Redding branch of MortgageOne, Inc. (NMLS #898812). By using it, you agree to these terms.

Information only

Content on this website is general information. It is not a loan application, a rate quote, a pre-approval or a commitment to lend. Loans are subject to credit approval, property and income verification, and acceptable collateral. Not all applicants will qualify, and programs, rates and terms change without notice.

Not tax, legal or financial advice

Nothing on this website is tax, legal or financial advice. Talk with a qualified professional about your situation.

Text messaging (SMS) program

MortgageOne, Inc. (NMLS #898812) runs two text messaging programs. You join each one separately.

  • Loan and account texts: messages about your loan inquiry, application and account, including appointment reminders, document requests and status updates. You join by checking the account-texts box on our form.
  • Marketing texts: recurring marketing and promotional messages, including rate updates and loan program offers. You join only by checking the separate marketing-texts box. Marketing messages may be sent using automated technology.

Both boxes are optional and never pre-checked. Submitting a form without checking a box does not authorize text messages. Consent is not a condition of any purchase or of getting a loan.

Message frequency varies. Message and data rates may apply. Reply STOP to any message to opt out; you will receive one confirmation and no further messages. Reply HELP for help, or call (530) 282-1166.

Carriers are not liable for delayed or undelivered messages.

See our Privacy Policy for how we handle your information.

Third-party links

Links to other websites, such as NMLS Consumer Access, are provided for convenience. We are not responsible for their content.

Limitation of liability

This website is provided as is. To the extent allowed by law, the Lamm Team and MortgageOne, Inc. are not liable for any loss arising from your use of it.

Governing law

These terms are governed by the laws of the State of California.

Changes and contact

We may update these terms and will post the new version here with a new date. Questions: the Lamm Team at MortgageOne, Inc., 970 Executive Way, Redding, CA 96002, (530) 282-1166, clamm@gomortgageone.com.